Here are our top picks, carefully organized to help you find the Best Offer fit for your needs.
Why We Love It: This is a strong everyday and travel rewards card with multiple Rewards and Bonus categories including the 3X points on travel and on EV Charging. Plus the welcome offer is really generous. You'll also enjoy perks like a $100 annual hotel benefit and no foreign transaction fees.
Rewards: Earn 10X ThankYou Points on hotels, car rentals, and attractions booked through CitiTravel.com or by calling 1-800-THANKYOU. Get 3X points on air travel, hotels, restaurants, supermarkets, gas, and EV charging, plus 1X points on everything else. Only the portion paid with your Citi Strata Premier® Card earns points when using a mix of points and card payments.
Annual Fee: $95
Welcome Offer: Limited Time Offer: Earn 75,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards on thankyou.com.
Type: Personal Card
Why We Love It: This card comes with amazing benefits, earning 3 points per dollar on groceries worldwide and travel purchases, plus perks like lounge access and flight upgrades. The Pay Yourself Back option is unique, letting you redeem points at 1.25% value, meaning 10,000 points cover $125 in travel expenses—unlike any other card. Additionally, you can transfer Chase points to Aeroplan to take advantage of this benefit.
Rewards: • Earn 3X points for every dollar spent at grocery stores, restaurants (including takeout), and Air Canada directly. • 1X points for each dollar spent on all other purchases. • 500 bonus points for every $2,000 spent in a calendar month, with a maximum of 1,500 points per month.
Annual Fee: $95
Welcome Offer: Earn up to 70,000 bonus points. Earn 60K bonus points after you spend $3,000 on purchases in the first 3 months your account is open. Earn 10K bonus points after your annual fee renewal payment posts and is paid in full. 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
Type: Personal Card
Why We Love It: You'll get 15% off Delta SkyMiles flights booked through Delta and a $200 Delta Flight Credit after spending $10,000 per year. Besides earning 2X miles on Delta purchases, you’ll also get 2X miles on U.S. supermarkets and worldwide restaurants. Plus, enjoy a free checked bag, Priority Boarding, and up to $100 back annually on prepaid hotels or vacation rentals through Delta Stays.
Rewards: • Earn 2X Miles at restaurants, U.S. supermarkets, and on purchases made directly with Delta. • Earn 1X miles per dollar on all other purchases.
Annual Fee: $0 Annual Fee first year; then $150
Welcome Offer: Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Type: Personal Card
Why We Love It: This card keeps it simple and rewarding with unlimited 2X miles on every purchase and 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel. It also offers up to a $120 credit for Global Entry or TSA PreCheck®, making travel even smoother. Plus, enjoy a $50 experience credit on hotel and vacation rentals from the Lifestyle Collection and the flexibility to transfer miles to 15+ travel loyalty programs. A great option for earning and using miles with ease!
Rewards: • Earn 5X miles on hotels and rental cars booked through Capital One Travel. • 2X Miles on all other purchases.
Annual Fee: $95
Welcome Offer: Earn 75,000 Points after spending $4,000 in the first 3 months.
Type: Personal Card
Card Name | Intro APR | Annual Fee | Rewards | Welcome Offer |
---|---|---|---|---|
Citi Strata Premier℠ Card | NONE | $95 | Earn 10X ThankYou Points on hotels, car rentals, and attractions booked through CitiTravel.com or by calling 1-800-THANKYOU. Get 3X points on air travel, hotels, restaurants, supermarkets, gas, and EV charging, plus 1X points on everything else. Only the portion paid with your Citi Strata Premier® Card earns points when using a mix of points and card payments. | Limited Time Offer: Earn 75,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards on thankyou.com. |
Aeroplan® Credit Card | NONE | $95 | • Earn 3X points for every dollar spent at grocery stores, restaurants (including takeout), and Air Canada directly. • 1X points for each dollar spent on all other purchases. • 500 bonus points for every $2,000 spent in a calendar month, with a maximum of 1,500 points per month. | Earn up to 70,000 bonus points. Earn 60K bonus points after you spend $3,000 on purchases in the first 3 months your account is open. Earn 10K bonus points after your annual fee renewal payment posts and is paid in full. 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month. |
Delta SkyMiles Gold American Express Card | NONE | $0 Annual Fee first year; then $150 | • Earn 2X Miles at restaurants, U.S. supermarkets, and on purchases made directly with Delta. • Earn 1X miles per dollar on all other purchases. | Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. |
Capital One Venture Rewards Credit Card | NONE | $95 | • Earn 5X miles on hotels and rental cars booked through Capital One Travel. • 2X Miles on all other purchases. | Earn 75,000 Points after spending $4,000 in the first 3 months. |
With these excellent options, you can confidently choose the best card tailored to your financial goals.
Let us know if you have questions or need assistance!