Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Welcome Offer
bonus_miles_full
Bonus Value
$200
Credit Score Needed
credit_score_needed
Annual Fee
annual_fees See rates and fees
Card Rewards
• 3% cash back in the category of your choice — with newly-expanded options • Choose which category you want to earn 3% cash back in: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. • 2% cash back at grocery stores and wholesale clubs • Unlimited 1% cash back on all other purchases • The 3% and 2% cash back categories is only, on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, after which you'll then earn unlimited 1% cashback on all other eligible purchases.
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Card Overview:The card_name has a welcome offer of bonus_miles_full With this card, you have the flexibility to earn 3% cash back in a category of your choice: gas and EV charging stations, online shopping, dining, travel, drug stores and pharmacies, or home improvement and furnishing. Additionally, you automatically earn 2% cash back at grocery stores and wholesale clubs, along with unlimited 1% cash back on all other purchases. There's a cap of $2,500 in combined purchases each quarter for 3% and 2% cash back categories, after which you'll still earn unlimited 1%. Enjoy a intro_apr_rate,intro_apr_duration and balance_transfer_intro_apr,balance_transfer_intro_duration; after that it's reg_apr,reg_apr_type. If you have bank accounts with Bank of America, you can earn between 25% to 75% more points on all categories, depending on the account type and a set amount that you have in the account.
Annual
Fee
Interest
Rates
(APR)
reg_apr,reg_apr_type
Late Fees
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Cash
Advance APR
• cash_advance_apr• Fee: cash_advance_fee
Foreign Transaction Fee
foreign_transaction_fee
Balance
Transfer Fee
balance_transfer_fees
Penalty
APR:
Up to 29.99%
Intro APR
on Purchases
intro_apr_rate,intro_apr_duration ; After that, reg_apr,reg_apr_type
Intro APR
on Balance Transfer
balance_transfer_intro_apr,balance_transfer_intro_duration ; After that,
reg_apr,reg_apr_type
Cash
Advance Fee
cash_advance_fee
Card Benefits
Extra award value
• You can earn between 25% to 75% more points on every purchase, if you have a checking account with Bank of America and qualify for Preferred Rewards for Platinum Honors tier. • Here’s how much you could boost your cash back rate based on the Preferred Rewards tier you fall into: • Preferred Rewards Gold ($20k to $50k): 25% more rewards per dollar. • Preferred Rewards Platinum ($50k to $100k): 50% more rewards per dollar. • Preferred Rewards Platinum Honors ($100k to $1m): 75% more rewards per dollar. • Preferred Rewards Diamond ($1M to $10): 75% more rewards per dollar.
Cash Back
Yes
Full Advertiser Disclosure
HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.