Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Welcome Offer
bonus_miles_full
Bonus Value
$500 - $750 (our evaluation)
Credit Score Needed
credit_score_needed
Annual Fee
annual_fees
Card Rewards
• 5X miles on hotels and rental cars booked through Capital One Travel. • 2X miles per dollar on all other purchases.
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Card Overview:The card_name is an excellent choice for small business owners who frequently travel for business purposes. The best reason to get this card is its robust rewards program that offers unlimited miles on every purchase. These miles can be redeemed for travel expenses such as flights, hotels, car rentals, and more, allowing cardholders to save on their business travel costs. With additional perks like travel insurance and no foreign transaction fees, this card is ideal for frequent travelers who want to earn rewards while enjoying peace of mind during their trips. Whether you have to attend conferences, meet clients, or explore new business opportunities, the Capital One Spark Miles card can help you earn rewards and maximize your business travel benefits.
Annual
Fee
annual_fees
Interest
Rates
(APR)
reg_apr,reg_apr_type
Late Fees
late_payment_fee
Cash
Advance APR
• cash_advance_apr• Fee: cash_advance_fee
Foreign Transaction Fee
foreign_transaction_fee
Balance
Transfer Fee
balance_transfer_fees
Penalty
APR:
34.15%
Cash
Advance Fee
cash_advance_fee
Card Benefits
PURCHASE PROTECTION
• Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.
auto rental
collision insurance
• Worldwide secondary coverage for collision damage and theft on rentals for business purposes. • Coverage provided for rentals up to 31 days. • Covers vehicles with Manufacturer's Suggested Retail Price (MSRP) up to $50,000.
lost
luggage
reimbursement
• Get up to $3,000 per person for lost luggage. Max $2,000 per bag for NY residents.
extended
warranty protection
• Extend U.S. warranties by one year for items that come with a waranty of 3 years or less. • Up to $10,000 per claim and $50,000 per cardholder. • Reimbursement takes about five business days upon document approval. • Includes warranty registration. • For Warranty Registration: After buying an eligible item with a manufacturer's warranty, register by calling 1-844-288-2140 or online at www.cardbenefitservices.com.
travel accident
insurance
• Receive up to $250,000 in coverage in the unfortunate event of accidental death during travel or loss of limb, sight, speech, or hearing (on common carriers). • Access free dispatch of roadside service calls. A set service fee per call will apply.
Cell Phone Protection
• Reimbursement up to $800 per claim with a $50 deductible for breakage or theft • Activation requires paying monthly cell phone bill with the credit card • Maximum coverage: $1,000 or 2 claims per year.
Price protection
• Offers reimbursement for the price difference if, within 60 days of purchasing an item, you find the identical item at a lower price from any US retailer. This coverage applies up to $500 per item and a total of $2,500 per year.
global
entry TSA
precheck
• Receive up to $120 credit for Global Entry, TSA PreCheck. Once every 4 years.
lounge
access
• Cardholders get 2 complimentary visits towards their account per calendar year. Additional visits can be purchased for a discounted rate of $45.
Benefit Guide
For benefit guide to the card_name, click here
Full Advertiser Disclosure
HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.