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Welcome Offer
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening. Plus, earn 5% cash back on combined gas station and grocery store purchases (excluding Target and Walmart) on up to $12,000 spent in the first year.
Bonus Value
$200
Credit Score Needed
Excellent, Good
Annual Fee
Card Rewards
• Earn 5% cash back by gas stations, grocery stores (excluding Target® and Walmart®), select online merchants, and travel purchased through chase travel portal on up to $1,500 in total combined purchases each quarter you activate. • 5% cash back on Lyft rides until March 31, 2025. • Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services, as well as drugstore purchases. • Earn 1% cash back on all other purchases.
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Card Overview:The Chase Freedom Flex card is your pathway to financial freedom! Enjoy a fantastic 0% APR on purchases and balance transfers for a generous 15 months, setting the stage for easy money management. Delve into our massive cashback program, offering a delightful 5% cash back on revolving quarterly categories like gas stations and grocery stores up to $1,500 in combined purchases when activated. Plus, recieve a consistent 5% cash back on travel booked through Chase Ultimate Rewards, along with 3% back on dining and drugstore purchases. For all your other spending it'll be 1% cash back. Designed for smart spenders, this card offers great flexibility and unmatched benefits. Don't miss out. Apply now and step into a world of intelligent spending and limitless cashback opportunities!
Annual
Fee
$0 See Rates and Fees; terms apply
Interest
Rates
(APR)
20.49% to 29.24% Variable
Late Fees
Up to $40.
Cash
Advance APR
• 29.99% Variable• Fee: Either $10 or 5% of the amount of each transaction, whichever is greater.
Foreign Transaction Fee
3% of the amount of each transaction in U.S. dollars.
Balance
Transfer Fee
Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that: Either $5 or 5% of the amount of each transfer, whichever is greater.
Penalty
APR:
29.99%
Intro APR
on Purchases
0% Intro APR for the first 15 months that your Account is open.
After that, 20.49% to 29.24%, based on your creditworthiness and other factors. ; After that, 20.49% to 29.24% Variable
Intro APR
on Balance Transfer
0% Intro APR for the first 15 months that your Account is open.
After that, 20.49% to 29.24%, based on your creditworthiness and other factors. ; After that,
20.49% to 29.24% Variable
Cash
Advance Fee
Either $10 or 5% of the amount of each transaction, whichever is greater.
Card Benefits
CREDITS
• Enjoy 3 months of free Instacart+ for unlimited $0 delivery fee orders. Automatically enrolled in an annual membership after the Instacart+ free trial. Enroll by July 31, 2024. • Receive up to $10 in statement credits on Instacart each quarter through July 31, 2024 • Get 3 months of complimentary DashPass for unlimited $0 delivery fee orders on DoorDash & Caviar. Afterward, enjoy 50% off for 9 months. Activate by Dec 31, 2024.
PURCHASE PROTECTION
• Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
auto rental
collision insurance
• Primary coverage for rentals outside your country of residence • Secondary coverage for rentals within your country of residence • Coverage applies to rentals up to 31 days in duration
trip
cancellation insurance
• Get reimbursed up to $1,500 per person and $6,000 per trip for cancelled or shortened trips due to covered situations like sickness or injury.
extended
warranty protection
• Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. • Maximum claim amount of $10,000 per claim • Maximum claim amount of $50,000 per account annually.
Cell Phone Protection
• Reimburses up to $800 per claim and $1,000 per year against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. • Maximum of 2 claims in a 12 month period with a $50 deductible per claim
Cash Back
Yes
Benefit Guide
For benefit guide to the Chase Freedom Flex® Credit Card , click here
Full Advertiser Disclosure
HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.