Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Welcome Offer
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Bonus Value
Credit Score Needed
credit_score_needed
Annual Fee
annual_fees See rates and fees
Card Rewards
No Rewards
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Card Overview:The card_name is a straightforward card that offers simplicity and convenience to cardholders. It is well-suited for individuals who prioritize a hassle-free credit card experience. One of the standout features of this card is its long introductory APR period, which can be beneficial for those looking to make large purchases or transfer balances without incurring interest charges for an extended time. Additionally, the card has no late fees or penalty rates, providing peace of mind for those who may occasionally miss payments. With its focus on simplicity and flexibility, the Citi Simplicity Credit Card is an excellent choice for individuals who prefer a straightforward credit card with minimal fees and a long introductory APR period.
Annual
Fee
Interest
Rates
(APR)
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Late Fees
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Cash
Advance APR
• cash_advance_apr• Fee: cash_advance_fee
Foreign Transaction Fee
foreign_transaction_fee
Balance
Transfer Fee
balance_transfer_fees
Penalty
APR:
29.99%
Intro APR
on Purchases
intro_apr_rate,intro_apr_duration ; After that, reg_apr,reg_apr_type
Intro APR
on Balance Transfer
balance_transfer_intro_apr,balance_transfer_intro_duration ; After that,
reg_apr,reg_apr_type
Cash
Advance Fee
cash_advance_fee
Card Benefits
PURCHASE PROTECTION
• Refund for damaged or stolen purchases within 90 days of purchase. • Max refund per claim: $1,000. • Max refund per account: $50,000.
extended
warranty protection
• Extend manufacturer's warranty by 24 months, providing coverage for up to 7 years from the purchase date. Coverage begins after the expiration of any purchased extended warranty. • Coverage is limited to the lesser of repair/replacement cost, purchase price, amount charged to Citi Card (including ThankYou Points), or $10,000 per item.
Full Advertiser Disclosure
HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.