Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author. American Express is a HY Credit Offers advertiser.
Welcome Offer
bonus_miles_full
Bonus Value
$900 (our evaluation)
Credit Score Needed
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Annual Fee
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Card Rewards
• Earn 3X miles on purchases made directly with hotels. • Earn 3X miles on Delta flights and Delta Vacations®. • Earn 2X miles at restaurants. • Earn 2X miles at U.S. supermarkets. • Earn 1X miles per dollar on other eligible purchases.
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author. American Express is a HY Credit Offers advertiser.
Card Overview:The card_name is an excellent choice for frequent travelers who want to maximize their rewards and enjoy premium travel benefits. With its rewards program, this card allows you to earn valuable Delta SkyMiles on your purchases. It also offers exclusive perks like airport lounge access, priority boarding, and annual companion certificates, enhancing your travel experience. If you're a frequent Delta Airlines flyer or someone who values luxury travel benefits, the Delta SkyMiles Platinum Card offers exceptional rewards and privileges.
Annual
Fee
Interest
Rates
(APR)
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Late Fees
late_payment_fee
Cash
Advance APR
• cash_advance_apr• Fee: cash_advance_fee
Foreign Transaction Fee
foreign_transaction_fee
Balance
Transfer Fee
balance_transfer_fees
Penalty
APR:
29.99%
Cash
Advance Fee
cash_advance_fee
Card Benefits
CREDITS
• Receive up to $120 Resy Credit, which is $20 per month in statement credits on eligible purchases with U.S. Resy restaurants after you enroll through your americanexpress.com account. • Receive up to $120 Rideshare credit, which is $10 back in statement credits each month after you use your Delta SkyMiles® Reserve Business Card to pay for U.S. rideshare purchases with select providers. Enrollment is required. • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
PURCHASE PROTECTION
• Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account
auto rental
collision insurance
• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.
lost
luggage
reimbursement
• Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $500 per person for checked baggage. • Up to $1,250 per person for carry-on baggage. • Maximum coverage of $10,000 per trip for NY residents.
extended
warranty protection
• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.
priority
boarding
• Receive Zone 5 Priority Boarding for you and up to 8 companions: Include Basic Card Member's SkyMiles number in the reservation.
upgraded
status
• Get closer to elevated Status, next Medallion(R) Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year. • Earn $1 MQD for each $20 on purchases with your Delta SkyMiles(R) Reserve Business American Express Card. • If you're not a Medallion Member but are a card member, an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members. The ticket must be purchased on or after February 1, 2024 to be eligible. • Receive complimentary Hertz Five Star® Status. • Enrollment in the Hertz Gold Plus Rewards program is required. To receive the benefit, you must add your Hertz Gold Plus Rewards Account number to your SkyMiles Account associated with your Eligible Card, register at delta.com/mypromos/eligible, and “Enroll in Promotion” at delta.com/hertz
Trip delay
insurance
• Claim up to $300 per ticket in the event of a 12+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay.
Free Baggage
• Free checked bag for you and up to 8 companions traveling on the same reservation. • To qualify, make sure to include your SkyMiles number on your reservation.
Cell Phone Protection
• Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your credit card. • Enjoy the benefit of up to 2 claims per 12 month period.
Annual benefits
• Get a statement credit of up to $150 after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Extra award value
• Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. • Discount not applicable to partner-operated flights or to taxes and fees. • Enjoy the privilege of using 5,000 miles to reduce a cash ticket's cost by $50
global
entry TSA
precheck
• Get up to a $100 statement credit for Global Entry or TSA Pre-Check every 4-4.5years. Enrollment Required.
companion
certificate
• Receive a domestic Main Cabin, Caribbean, or Central American, roundtrip flights each year after the renewal of your Card. • The Companion Ticket requires the payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments) (Fare class L,U,T,X,V). • Baggage charges and other restrictions apply. See terms and conditions for details.
Benefit Guide
For benefit guide to the card_name, click here
For rates and fees of the card_name, click here
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HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.
Purchase protection: • Covers your new purchases for 90 days against damage or theft up to $1,000 per claim and $50,000 per account • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit http://americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Auto Rental Collision Insurance: • Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $50,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
Lost Luggage Reimbursement: • Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $500 per person for checked baggage. • Up to $1,250 per person for carry-on baggage. • Maximum coverage of $10,000 per trip for NY residents. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Extended warranty protection: • Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Trip Delay Insurance: • Claim up to $300 per ticket in the event of a 12+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.
Cell Phone Protection: • Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your credit card. • Enjoy the benefit of up to 2 claims per 12 month period. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.