Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author. American Express is a HY Credit Offers advertiser.
Welcome Offer
Earn 150,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
Bonus Value
$750 (our evaluation)
Credit Score Needed
Good, Excellent
Annual Fee
Card Rewards
• Earn 14X Hilton Honors Bonus Points per $1 of eligible purchases on your Card made directly with hotels and resorts within the Hilton portfolio. • 7X Hilton Honors Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com; on car rentals booked directly from select car rental companies; & at U.S. restaurants. • 3X Hilton Honors Bonus Points for other purchases on your Card.
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author. American Express is a HY Credit Offers advertiser.
Card Overview:The Hilton Honors American Express Aspire Card is a significant asset, especially for frequent travelers. It's important to take advantage of all the benefits available to this card when traveling, as it offers many. Notably, you get upgraded status at Hilton along with thousands of points per dollar, ranging from 14x points per dollar for Hilton purchases to 3x points per dollar on all other eligible purchases. Additionally, you can get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card, totaling up to $400 back annually with no minimum purchase required. You can also receive up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline or through amextravel.com using your Hilton Honors Aspire Card. Plus, receive up to a $100 credit for qualifying charges at participating Waldorf Astoria Hotels & Resorts and Conrad Hotels & Resorts properties when you book a 2-night minimum stay with your Card at hiltonhonorsaspirecard.com.
Annual
Fee
$550 See Rates and Fees; terms apply
Interest
Rates
(APR)
20.99% - 29.99% Variable
Late Fees
Up to $40
Cash
Advance APR
• 29.99% Variable• Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction Fee
None
Balance
Transfer Fee
N/A
Penalty
APR:
29.99%
Cash
Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater.
Card Benefits
CREDITS
• Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card. That's up to $400 back annually. No minimum purchase required. • Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline or though amextravel.com using your Hilton Honors Aspire Card. • Receive up to $189 in statement credits annually for CLEAR Plus Membership, which uses biometric verification for quicker airport security. Enroll and pay with your Hilton Honors American Express Aspire Card to cover costs, excluding taxes, with auto-renewal. • Receive up to a $100 credit annualy for qualifying charges at participating Waldorf Astoria Hotels & Resorts and Conrad Hotels & Resorts properties when you book a 2 night minimum stay with your Card at hiltonhonorsaspirecard.com
RETURN
PROTECTION
• Refund up to $300 per item (excluding shipping) if return is declined by the merchant. • Maximum refund: $1,000 per Card Member account per year. • Extended return period: Up to 90 days from purchase date, even after store return policy expires.
PURCHASE PROTECTION
• Covers your new purchases for 90 days against damage or theft up to $10,000 per claim and $50,000 per account
auto rental
collision insurance
• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $75,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000.
trip
cancellation insurance
• Coverage for canceled or interrupted travel due to unforeseen medical emergencies and more. • Max $10,000 per person per trip, with a maximum of $20,000 per year. • Covers non-refundable travel expenses such as flight tickets and hotels.
lost
luggage
reimbursement
• Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $2,000 per person for checked baggage. • Up to $3,000 per person for carry-on baggage. • Maximum coverage of $10,000 per trip for NY residents.
extended
warranty protection
• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.
upgraded
status
• As a Hilton Honors(TM) Diamond member, enjoy additional perks such as a 100% bonus on base points for every stay, premium Wi-Fi, space-available room upgrades at select properties, executive lounge access, and more. • Get free National Car Rental® Emerald Club Executive® status with benefits like Executive Area Access in the USA and Canada. Card Members need to enroll through their American Express online account. Terms apply.
Trip delay
insurance
• Claim up to $500 per ticket in the event of a 6+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay.
Cell Phone Protection
• Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your credit card. • Enjoy the benefit of up to 2 claims per 12 month period.
Annual benefits
• Earn an additional Free Night Reward from Hilton after making $30,000 in purchases and another after making $60,000 in purchases on your Card in a calendar year.
Benefit Guide
For benefit guide to the Hilton Honors American Express Aspire Card, click here
For rates and fees of the Hilton Honors American Express Aspire Card, click here
Full Advertiser Disclosure
HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.
Return protection: • Refund up to $300 per item (excluding shipping) if return is declined by the merchant. • Maximum refund: $1,000 per Card Member account per year. • Extended return period: Up to 90 days from purchase date, even after store return policy expires. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit http://americanexpress.com/benefitsguide for more details.
Purchase protection: • Covers your new purchases for 90 days against damage or theft up to $10,000 per claim and $50,000 per account • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit http://americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Auto Rental Collision Insurance: • Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $75,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
Trip Cancellation Insurance: • Coverage for canceled or interrupted travel due to unforeseen medical emergencies and more. • Max $10,000 per person per trip, with a maximum of $20,000 per year. • Covers non-refundable travel expenses such as flight tickets and hotels. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.
Lost Luggage Reimbursement: • Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $2,000 per person for checked baggage. • Up to $3,000 per person for carry-on baggage. • Maximum coverage of $10,000 per trip for NY residents. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Extended warranty protection: • Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Trip Delay Insurance: • Claim up to $500 per ticket in the event of a 6+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.
Cell Phone Protection: • Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your credit card. • Enjoy the benefit of up to 2 claims per 12 month period. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.