Instacart Mastercard® - HY Credit Offers

Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.

Learn More How To Apply

Welcome Offer

bonus_miles_full

Bonus Value

$199 (our evaluation)

Credit Score Needed

credit_score_needed

Annual Fee

annual_fees See rates and fees

Card Rewards

• 5% cash back on Instacart purchases at partnered locations and on travel booked through Chase Travel Center. • 2% cash back at restaurants (including takeout and eligible delivery services), gas stations, and select streaming services. • 1% cash back on all other purchases.

Card Overview:

The card_name is designed for individuals who frequently shop for groceries and household essentials through the Instacart platform. With this card, cardholders can earn rewards on their Instacart purchases, allowing them to save money while stocking up on everyday items. The card offers a seamless integration with the Instacart app, making it convenient for users to earn rewards and manage their account. Additionally, the card may come with exclusive perks and benefits for Instacart shoppers, enhancing the overall shopping experience. If you regularly use Instacart for your grocery needs and want to earn rewards on your purchases, the Chase Instacart credit card can be a valuable tool to help you maximize savings and enjoy added benefits while shopping.

Card Fees

Annual Fee

annual_fees See rates and fees

Interest Rates (APR)

reg_apr,reg_apr_type

Late Fees

Up to $40.

Cash Advance APR

• cash_advance_apr
• Fee: cash_advance_fee

Foreign Transaction Fee

foreign_transaction_fee

Balance Transfer Fee

balance_transfer_fees

Penalty APR:

29.99%

Cash Advance Fee

cash_advance_fee

Card Benefits

CREDITS

• Enjoy one year of complimentary Instacart+ Membership worth $99. • After the first year, you will be automatically enrolled in a membership for $99/year until you cancel. • With Instacart+, the delivery fee will not be charged on orders over $35 per retailers and you'll get lower service fees. Terms apply. • Get 5% credit back on every eligible pickup order instead of delivery. • Family Account: Share your Instacart+ benefits with your plus-one for free.

PURCHASE PROTECTION

• Covers your new purchases for 120 days against damage or theft up to $1,000 per claim and $25,000 per account annually.

auto rental collision insurance

• Secondary coverage worldwide. Decline the rental company's collision insurance and charge the rental cost to your card. Coverage for theft and collision damage is provided for most cars.

trip cancellation insurance

• Get reimbursed up to $1,500 per trip for cancelled or shortened trips due to covered situations like sickness or injury.

lost luggage reimbursement

• Receive up to $3,000 per person for lost or damaged carry on and check in luggage, for you or immediate family member.

extended warranty protection

• Doubles the time period of the U.S. manufacturer's warranty by up to an additional 24 months, applicable to eligible warranties of 2 years or less.

travel accident insurance

• When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000

baggage delay insurance

• Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days

Cell Phone Protection

• Up to $800 per claim with a $50 deductible, allowing a maximum of 2 claims, up to $1,000 within 12 months. Covers breakage, loss, or theft throughout the year.

Price protection

• Covers price differences up to $250 USD per claim (excluding taxes, shipping, and handling) for up to four claims per year. It applies to purchases made with your covered card within 120 days of the purchase date.

Cash Back

Yes

Benefit Guide

For benefit guide to the card_name, click here

Full Advertiser Disclosure

HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.