TD Cash Credit Card - HY Credit Offers

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Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.

Learn More How To Apply

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Welcome Offer

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Bonus Value

$150

Credit Score Needed

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Annual Fee

annual_fees See Rates and Fees

Card Rewards

• Earn 3% cashback for every $1 spent on dining and then on your new selected category. • Earn 2% cashback for every $1 spent on Grocery stores and then on your new selected category. • Earn 1% cashback for every $1 spent on all other purchases. • When you open your card, you'll start with 3% Cash Back on Dining, 2% at Grocery stores. And then every quarter, you can to choose from these top Spend Categories for the 3% and 2% Reward Tiers. Any changes take effect at the beginning of the next quarter. • Categories: Dining, Entertainment, Gas, Grocery Stores, and Travel. • In the first 6 months after opening your account, earn 5% cashback for every $1 spent at grocery stores. This offer ends after 6 months or when your grocery store purchases reach $6,000, whichever comes first.

Card Overview:

The card_name stands out for its exceptional cashback benefits and low fees. With no annual fee, it offers 3% cash back on dining, 2% on groceries, and 1% on all other eligible purchases. What sets it apart is its generous sign-up bonus, allowing you to earn substantial cash back within the first few months. Additionally, there's a balance_transfer_intro_apr,balance_transfer_intro_duration, offering financial flexibility. The card also boasts Visa's wide acceptance globally, making it a reliable choice for travelers. Its straightforward rewards structure, coupled with the introductory APR offer, makes it a superior option compared to many other cards on the market.

Card Fees

Annual Fee

annual_fees See Rates and Fees

Interest Rates (APR)

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Late Fees

late_payment_fee

Cash Advance APR

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• Fee: cash_advance_fee

Foreign Transaction Fee

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Balance Transfer Fee

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Penalty APR:

N/A

Cash Advance Fee

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Card Benefits

PURCHASE PROTECTION

• Covers your new purchases for 90 days against damage or theft up to $500 per claim and $50,000 per account annually

lost luggage reimbursement

• Up to $3,000 per person for lost luggage per passenger. • New Yorkers receive only $2,000.

upgraded status

• Visa luxury hotel collection Enjoy special guest status at Visa Signature Luxury Hotel properties all around the world

travel accident insurance

• When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $250,000

Cell Phone Protection

• Reimburses the lesser of damage cost or replacement cost after a deductible, up to $500 per claim after $50 deductible, for covered theft or damage to phones listed on your monthly cell phone bill when paid with your eligible credit card.

Roadside Assistance

• Access 24/7 roadside service with this pay-per-use program. Certain terms and conditions apply. • To use the services, call the toll-free, 24-hour line at 1-800-992-6029. • You are responsible for covering all expenses.

Cash Back

Yes

Benefit Guide

For benefit guide to the card_name, click here

Full Advertiser Disclosure

HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.