Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Welcome Offer
No welcome Offer
Bonus Value
$0
Credit Score Needed
Excellent, Good, Fair
Annual Fee
Card Rewards
• Earn 1% Cash Back on all eligible purchases.
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Card Overview:The TD Cash Secured Credit Card is an ideal card for building credit, especially suited for those at the beginning of their credit journey and TD Bank account holders. Apply online for conditional approval and then secure your credit line by opening a TD Simple Savings account and depositing an amount that will also serve as your credit limit, ranging from $300 to $5,000, subject to approval. By using and maintaining the card responsibly, you have the opportunity to graduate to an unsecured TD Bank Credit Card, depending on your overall credit management.
Annual
Fee
$29 See Rates and Fees; terms apply
Interest
Rates
(APR)
28.24% Variable
Late Fees
Up to $40
Cash
Advance APR
• 30.49% Varriable• Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
Foreign Transaction Fee
3% of each transaction in U.S. dollars
Balance
Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Penalty
APR:
N/A
Cash
Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is
greater.
Card Benefits
Cash Back
Yes
Full Advertiser Disclosure
HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.