Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author. American Express is a HY Credit Offers advertiser.
Welcome Offer
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Bonus Value
$1,200 - $1,800 (our evaluation)
Credit Score Needed
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Annual Fee
annual_fees See rates and fees
Card Rewards
• 5X points on flights and prepaid hotels booked through AmexTravel.com • 1.5X points on card swipes totaling $5,000 or more, and at select US retailers (US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers). Up to $2 million of eligible purchases per calendar year per account. • 1X point on all other eligible purchases.
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author. American Express is a HY Credit Offers advertiser.
Card Overview:The card_name is a premier choice for business owners seeking exceptional travel benefits and exclusive perks. This card is highly regarded for its extensive airport lounge access, allowing cardholders to relax and work comfortably while traveling. The best reason to get this card is the generous rewards program, which typically offers valuable points on eligible business expenses. Additionally, the card provides access to premium concierge services, travel insurance, and airline fee credits, making it an ideal companion for frequent business travelers. With its focus on luxury and convenience, the card_name elevates your travel experience and offers a host of benefits tailored to the needs of business professionals.
Annual
Fee
Interest
Rates
(APR)
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Late Fees
late_payment_fee
Cash
Advance APR
• cash_advance_apr• Fee: cash_advance_fee
Foreign Transaction Fee
foreign_transaction_fee
Balance
Transfer Fee
balance_transfer_fees
Penalty
APR:
29.99%
Cash
Advance Fee
cash_advance_fee
Card Benefits
CREDITS
• Up to $200 airline incidental fee credit per calendar year on your selected qualifying airline. Enrollment in one of the approved major American Airlines is Required. • Up to $400 in statement credits annually for Dell purchases ($200 credits twice a year). Enrollment Required. Offer ends 12/31/2024 • Up to $360 Indeed credit per year ($90 each quarter for purchases made at Indeed). Enrollment Required. Offer ends 12/31/2024 • Up to $150 credit annually for an Adobe subscription. Enrollment Required. Offer ends 12/31/2024 • Up to $120 credit for wireless purchases (Up to $10 per month on wireless purchases made on your card). • Up to $199 statement credit per year on your CLEAR(R) Plus Credit membership (subject to auto-renewal), when you use your Business Platinum Card(R). Enrollment Required.
RETURN
PROTECTION
• Refund up to $300 per item (excluding shipping) if return is declined by the merchant. • Maximum refund: $1,000 per Card Member account per year. • Extended return period: Up to 90 days from purchase date, even after store return policy expires. • Eligible item protection: Shop confidently with Return Protection coverage.
PURCHASE PROTECTION
• Covers your new purchases for 90 days against damage or theft up to $10,000 per claim and $50,000 per account
auto rental
collision insurance
• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $75,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • You can add premium for $19.95 per rental.
trip
cancellation insurance
• Coverage for canceled or interrupted travel due to unforeseen medical emergencies and more. • Max $10,000 per person per trip, with a maximum of $20,000 per year. • Covers non-refundable travel expenses such as flight tickets and hotels.
lost
luggage
reimbursement
• Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $2,000 per person for checked baggage. • Up to $3,000 per person for checked and carry-on baggage combined. • Maximum coverage of $10,000 per trip for NY residents.
extended
warranty protection
• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.
upgraded
status
• Hilton Gold Status • Marriott Gold Status • National Emerald Club Executive Status • Avis Preferred Club Status (publicly available) • Hertz President Circle • Includes an extra 4 hours to return your car (requires Amex Platinum CDP)
Trip delay
insurance
• Claim up to $500 per ticket in the event of a 6+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay.
Cell Phone Protection
• Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your card. • Enjoy the benefit of up to 2 claims per 12 month period.
Extra award value
• Earn 35% of your points back (up to 1,000,000 points back per calendar year) when you book an eligible flight on Amextravel.com using your membership reward points. Enrollment in one of the Approved major American Airlines is Required.
global
entry TSA
precheck
• Receive a statement credit of $100 every 4-4.5 years towards the cost of Global Entry or TSA Pre-Check. • Enjoy the benefits of expedited security screening and smoother travel experiences.
lounge
access
• Complimentary Airport Lounge Access through the American Express Global Lounge Collection(R). More than 1,400 airport lounges across 140 countries and counting. Enrollment required. • This includes prestigious lounges such as The Centurion® Lounge and Escape Lounges - The Centurion® Studio Partner, as well as exclusive access to Delta Sky Club® when traveling with Delta, Lufthansa Lounges for Lufthansa Group flights, Plaza Premium, Priority Pass™ Select Lounges, and a variety of other partner lounges within the Global Lounge Collection. Enrollment is required.
Benefit Guide
For benefit guide to the card_name, click here
For rates and fees of the card_name, click here
Full Advertiser Disclosure
HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.
Return protection: • Refund up to $300 per item (excluding shipping) if return is declined by the merchant. • Maximum refund: $1,000 per Card Member account per year. • Extended return period: Up to 90 days from purchase date, even after store return policy expires. • Eligible item protection: Shop confidently with Return Protection coverage. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit http://americanexpress.com/benefitsguide for more details.
Purchase protection: • Covers your new purchases for 90 days against damage or theft up to $10,000 per claim and $50,000 per account • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit http://americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Auto Rental Collision Insurance: • Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $75,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • You can add premium for $19.95 per rental. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
Trip Cancellation Insurance: • Coverage for canceled or interrupted travel due to unforeseen medical emergencies and more. • Max $10,000 per person per trip, with a maximum of $20,000 per year. • Covers non-refundable travel expenses such as flight tickets and hotels. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.
Lost Luggage Reimbursement: • Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $2,000 per person for checked baggage. • Up to $3,000 per person for checked and carry-on baggage combined. • Maximum coverage of $10,000 per trip for NY residents. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Extended warranty protection: • Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Trip Delay Insurance: • Claim up to $500 per ticket in the event of a 6+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.
Cell Phone Protection: • Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your card. • Enjoy the benefit of up to 2 claims per 12 month period. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.