Ink Business Preferred: Learn More How to Apply >>>
- Welcome Offer:
- Earn 120,000 points when you spend $8,000 on purchases in the first three months. After spending $8,000, you will receive 120,000 points plus an extra 8,000 points for the actual spending.
- Points per Dollar:
- Earn 3X Ultimate Rewards points per dollar spent on eligible categories, up to $150,000 in combined purchases.
- Eligible categories: Internet, cable, phone services, shipping, travel, and ads purchased with search engines or social media sites.
- Earn 1X point per $1 on all other purchases.
- Increase Your Points Value:
- Transfer points to Chase Sapphire Reserve for 1.5 cents per point, increasing the total value to $1,920.
- Transfer points to household members for maximum value.
Ink Business Cash: Learn More How to Apply >>>
- Welcome Offer:
- Earn 75,000 points when you spend $6,000 on purchases in the first six months.
- Points per Dollar:
- 5 points per dollar on office supply stores, phone services, and cable TV (up to $25,000/year).
- 2 points per dollar at gas stations and restaurants (up to $25,000/year).
- 1 point per dollar on all other purchases.
- Intro APR (Interest):
- 0% Intro APR on purchases for the first 12 months; after that, 18.49% – 24.49% Variable.
Ink Business Unlimited: Learn More How to Apply >>>
- Welcome Offer:
- Earn 75,000 points after spending $6,000 in three months.
- Points per Dollar:
- 1.5 points per dollar on all purchases.
- Intro APR (Interest):
- 0% Intro APR on purchases for the first 12 months; after that, 18.49% – 24.49% Variable.
Guide to Applying for a Business Credit Card without an LLC or Corporation:
Step 1: Visit the Business Credit Card Application Page:Go to hycreditoffers.com, select the desired card, and click “Learn More How To Apply.”
Step 2: Complete Business Information:
- Use your name as the Legal Business Name and Desired Business Name on the card.
- Answer “no” to DBA or business trade name if applicable.
- Use Social Security Number in place of a Tax ID, and your personal address if necessary.
- Choose “sole proprietorship” as the business structure.
Income Reporting Guidelines:For ages 21 and older, include any income sources to which you have reasonable access. For ages 18 to 20, report only independent income.
If Your Application is Denied or Pending:Call the reconsideration line at 1-800-453-9719 promptly for a better chance of approval.
Ideas to Help Reach Your Spending Threshold
Pay Your Taxes
Pay your federal taxes for a 1.85% fee and potentially earn up to 84,000 Chase points by completing the Ink Business Unlimited spending threshold.
Pay Your Tuition
If there are no fees, paying tuition is a great way to reach the spending threshold.