Best Offers February 2025
We carefully selected the best cards available this month
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Discover it® Miles
Why We Love It: This card is perfect whether you're applying as a student or a regular cardholder, making it a great choice for your first credit card. Earn unlimited 1.5x Miles on every dollar spent, plus Discover matches all the miles you earn in your first year—so $20,000 in spending gives you 70,000 miles! Enjoy a 0% intro APR on purchases and balance transfers for 15 months, and best of all, Discover is great for piggybacking, allowing you to help a friend build credit when you add them as an authorized user.
Intro APR: Enjoy 0% intro APR for 15 months on purchases and balance transfers (balance transfers must be made within the first 45 days). After that, a variable APR of 20.24%–28.24% applies.
Rewards: Earn unlimited 1.5x Miles per dollar on all purchases.
Annual Fee: $0
Welcome Offer: Discover matches all the miles you earn in your first year—so $20,000 in spending gives you 70,000 miles! Plus, Enjoy a 0% intro APR on purchases and balance transfers for 15 months
Type: Personal Card.
Learn More How To ApplyGroup2
Delta SkyMiles Gold American Express Card
Why We Love It: You'll get 15% off Delta SkyMiles flights booked through Delta and a $200 Delta Flight Credit after spending $10,000 per year. Besides earning 2X miles on Delta purchases, you’ll also get 2X miles on U.S. supermarkets and worldwide restaurants. Plus, enjoy a free checked bag, Priority Boarding, and up to $100 back annually on prepaid hotels or vacation rentals through Delta Stays.
Rewards: • Earn 2X Miles at restaurants, U.S. supermarkets, and on purchases made directly with Delta. • Earn 1X miles per dollar on all other purchases.
Annual Fee: $0 Annual Fee first year; then $150
Welcome Offer: Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Type: Personal Card
Learn More How To ApplyComparison Table
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How To Choose the Best Card
- For Balance Transfers: Look for the longest intro APR period and low transfer fees.
- For Rewards: Choose cards that give the most on your spending categories, like dining, travel, or groceries.
- For Businesses: Consider cards with no annual fee and strong rewards on business expenses, plus 0% APR if needed, when investing in your your business.
- For Simplicity: Go for a card with highest cash-back or points per dollar on all purchases, and cards with no Annual fees.
With these excellent options, you can confidently choose the best card tailored to your financial goals.
Let us know if you have questions or need assistance!