Best Offers April 2025
We carefully selected the best cards available this month
Personal Cards
Chase Sapphire Preferred®
Why We Love It: • This is the best welcome offer we’ve seen in years — you’ll earn 100,000 points, worth $1,250 when redeemed through Chase Travel bookings • Your points are worth 25% more when you book through Chase Travel, giving you extra value on flights and hotels • You can combine points from other Chase cards like Freedom Unlimited or Ink Unlimited (which earns 1.5x on everything) and instantly boost their value • And the travel insurance turns every trip into a smoother experience — with perks like trip delay coverage, primary rental car insurance (secondary in NY), and more • To top it off, you get a $50 hotel credit through Chase Travel every year This card seriously levels up your travel game without a high annual fee.
Rewards: 5x on Chase Travel, 3x on dining/streaming/online groceries, 2x on travel, 1x on everything else.
Annual Fee: $95
Welcome Offer: LIMITED TIME OFFER! Earn 100,000 bonus points after spending $5,000 in the first 3 months — that’s worth $1,250 in travel through Chase Travel.
Key Benefits: • Points are worth 25% more when you book Flights, Hotels, & Car Rentals through Chase Travel • $50 hotel credit annually via Chase Travel • Top-tier travel protections (trip delay, lost bags, rental car insurance) • 1:1 point transfers to major airlines and hotels • Partner perks: 5x on Lyft, 1 year of DashPass • 10% bonus points every card anniversary
Type: Personal Card
Learn More How To Apply
Citi Strata Premier℠ Card
Why We Love It: This is a strong everyday and travel rewards card with multiple Rewards and Bonus categories including the 3X points on travel and on EV Charging. Plus the welcome offer is really generous. You'll also enjoy perks like a $100 annual hotel benefit and no foreign transaction fees.
Rewards: Earn 10X ThankYou Points on hotels, car rentals, and attractions booked through CitiTravel.com or by calling 1-800-THANKYOU. Get 3X points on air travel, hotels, restaurants, supermarkets, gas, and EV charging, plus 1X points on everything else. Only the portion paid with your Citi Strata Premier® Card earns points when using a mix of points and card payments.
Annual Fee: $95
Welcome Offer: 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards on thankyou.com.
Type: Personal Card
Learn More How To Apply
Capital One Venture Rewards Credit Card
Why We Love It: This card keeps it simple and rewarding with unlimited 2X miles on every purchase and 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel. It also offers up to a $120 credit for Global Entry or TSA PreCheck®, making travel even smoother. Plus, enjoy a $50 experience credit on hotel and vacation rentals from the Lifestyle Collection and the flexibility to transfer miles to 15+ travel loyalty programs. A great option for earning and using miles with ease!
Rewards: • Earn 5X miles on hotels and rental cars booked through Capital One Travel. • 2X Miles on all other purchases.
Annual Fee: $95
Welcome Offer: Earn 75,000 Points after spending $4,000 in the first 3 months.
Type: Personal Card
Learn More How To Apply
Aeroplan® Credit Card
Why We Love It: This card comes with amazing benefits, earning 3 points per dollar on groceries worldwide and travel purchases, plus perks like lounge access and flight upgrades. The Pay Yourself Back option is unique, letting you redeem points at 1.25% value, meaning 10,000 points cover $125 in travel expenses—unlike any other card. Additionally, you can transfer Chase points to Aeroplan to take advantage of this benefit.
Rewards: • Earn 3X points for every dollar spent at grocery stores, restaurants (including takeout), and Air Canada directly. • 1X points for each dollar spent on all other purchases. • 500 bonus points for every $2,000 spent in a calendar month, with a maximum of 1,500 points per month.
Annual Fee: $95
Welcome Offer: Earn up to 70,000 bonus points. Earn 60K bonus points after you spend $3,000 on purchases in the first 3 months your account is open. Earn 10K bonus points after your annual fee renewal payment posts and is paid in full. 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
Type: Personal Card
Learn More How To Apply
Freedom Unlimited
Why We Love It: The rewards are simple and rewarding with one rate of 1.5 points per dollar on almost all purchases, and 15 Months 0% intro APR On Purchases and Balance Transfers offer. You'll also get Visa Signature benefits.
Intro APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.49% - 28.24%.
Rewards: • 5 points per $1 on travel purchased through Chase Travel® and Lyft rides (through 3/31/25) — marketed as 5% cash back • 3 points per $1 on dining (including takeout and delivery) and drugstore purchases — marketed as 3% cash back • 1.5 points per $1 on all other purchases — marketed as 1.5% cash back
Annual Fee: $0
Welcome Offer: Limited Time Offer: Earn $250 cash back in the form of 25,000 Chase Ultimate Rewards® points, after spending $500 on purchases in your first 3 months. • Intro APR: 0% Intro APR on Purchases 15 months & 0% Intro APR on Balance Transfers 15 months After that 19.49% - 28.24% Variable
Key Benefits: 1.5 Points per dollar on all purchases, plus major benefits from visa signature like car rental insurance and shopping protections.
Type: Personal Card
Learn More How To Apply
Delta SkyMiles Gold American Express Card
Why We Love It: You'll get 15% off Delta SkyMiles flights booked through Delta and a $200 Delta Flight Credit after spending $10,000 per year. Besides earning 2X miles on Delta purchases, you’ll also get 2X miles on U.S. supermarkets and worldwide restaurants. Plus, enjoy a free checked bag, Priority Boarding, and up to $100 back annually on prepaid hotels or vacation rentals through Delta Stays.
Rewards: • Earn 2X Miles at restaurants, U.S. supermarkets, and on purchases made directly with Delta. • Earn 1X miles per dollar on all other purchases.
Annual Fee: $0 Annual Fee first year; then $150
Welcome Offer: Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Type: Personal Card
Learn More How To Apply
Discover it® Miles
Why We Love It: This card is perfect whether you're applying as a student or a regular cardholder, making it a great choice for your first credit card. Earn unlimited 1.5x Miles on every dollar spent, plus Discover matches all the miles you earn in your first year—so $20,000 in spending gives you 70,000 miles! Enjoy a 0% intro APR on purchases and balance transfers for 15 months, and best of all, Discover is great for piggybacking, allowing you to help a friend build credit when you add them as an authorized user.
Intro APR: Enjoy 0% intro APR for 15 months on purchases and balance transfers (balance transfers must be made within the first 45 days). After that, a variable APR of 20.24%–28.24% applies.
Rewards: Earn unlimited 1.5x Miles per dollar on all purchases.
Annual Fee: $0
Welcome Offer: Discover matches all the miles you earn in your first year—so $20,000 in spending gives you 70,000 miles! Plus, Enjoy a 0% intro APR on purchases and balance transfers for 15 months
Type: Personal Card.
Learn More How To ApplyBusiness Cards
The New United Business Card
Why We Love It: This card gives a real generous welcome offer and delivers tons of credits annually to help your business manage everyday expenses. It's tailored for small-business owners who frequently fly with United Airlines, offering valuable travel perks like, free checked luggage, lounge access, priority boarding, and — most notably — the ability to earn up to 4,000 Premier Qualifying Points (PQPs) annually. You earn 1 PQP for every $20 spent, making it easier to climb United’s elite status tiers, giving you more opportunities to fly like a real business owner.
Rewards: 2x miles on United purchases, dining, gas stations, office supply stores, local transit. • 1x mile on all other purchases
Annual Fee: $150
Welcome Offer: Earn 125,000 miles after spending $5,000 in the first 3 months
Key Benefits: Receive a $125 United travel credit after making five $100+ United purchases per calendar year • Get $10 in Instacart credits every month, plus a complimentary 3-month Instacart+ membership • Twice a year, enjoy $25 credits automatically deposited into your United TravelBank account • Access two United Club one-time passes each year for added airport comfort • Get your first checked bag free for you and one companion on the same reservation • Benefit from priority boarding on United flights • Earn 25% back as a statement credit on United inflight purchases like Wi-Fi, food, and beverages • Climb the elite status ladder faster by earning up to 4,000 Premier Qualifying Points (PQPs) annually through card spending • Unlock an anniversary bonus of 5,000 extra miles when you also hold a personal United credit card • Plus, you can even pay your annual fee with miles at a value of 1.25 cents per point — meaning the $150 annual fee can be fully covered with just 12,000 miles. • No Foreign Transaction Fee.
Type: Business Card
Learn More How To Apply
Ink Business Unlimited® Credit Card
Why We Love It: The rewards are simple and generous—earn 1.5 points per dollar on every purchase. Enjoy a 12-month 0% intro APR on purchases and valuable perks like travel insurance and primary car rental insurance. Best of all, get a 75,000-point welcome offer with $0 annual fee.
Intro APR: 0% Apr on purchases for 12 months.
Rewards: 1.5X points per dollar on all purchases
Annual Fee: $0
Welcome Offer: Earn 75,000 Points after spending $6,000 in the first 3 months.
Key Benefits: 12 months 0% Apr for purchases. Plus 1.5X points on all purchases.
Type: Business Card.
Learn More How To Apply
Ink Business Cash® Credit Card
Why We Love It: This card earns 5X points per dollar on office supplies, internet, cable, and phone services (up to $25,000 per year), 2X points at gas stations and restaurants (up to $25,000 per year), and 1X on everything else. Plus, if you have a Chase Business Checking account, you'll receive a 10% bonus on total points earned each year. Enjoy a 12-month 0% intro APR on purchases, travel insurance, and primary car rental insurance. Best of all, get a 75,000-point welcome offer—all with $0 annual fee.
Intro APR: 0% on purchases for 12 months.
Rewards: Earn 5X points on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2X points on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1X points on all other purchases.
Annual Fee: $0
Welcome Offer: Earn 75,000 points. You'll earn 35,000 points when you spend $3,000 on purchases in the first 3 months and an additional 40,000 points when you spend a total of $6,000 on purchases in the first six months after account opening.
Key Benefits: 12 months 0% Apr, plus 5 points on categories
Type: Business Card.
Learn More How To Apply
American Express® Blue Business Plus Credit Card
Why We Love It: You're earning 2X points on all business purchases for the first 50,000 spent each year, plus it has 12 months 0% Apr with no annual fee.
Intro APR: 0% on purchases for 12 months.
Rewards: 2X points on all business purchases for the first 50,000 spent each year, then 1X point thereafter.
Annual Fee: $0
Welcome Offer: Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within the first 3 months.
Key Benefits: 12 months 0% Apr for business purchases. plus 2% cashback on al purchases.
Type: Business Card.
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American Express® Blue Business Cash Card
Why We Love It: Simple cash-back rewards with no complicated categories.
Intro APR: 0% on purchases for 12 months.
Rewards: 2% cashback on all business purchases for the first 50,000 spent each year, then 1% thereafter.
Annual Fee: $0
Type: Business Card.
Learn More How To ApplyComparison Table
Comparison Table on Some of the Best Offers
| Card | Welcome Offer | Rewards Per Dollar | Annual Fee | Airline/Transfer Partners | Car Rental Insurance | Additional Benefits/Credits |
|---|---|---|---|---|---|---|
| Citi Strata Premier | Earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months. | • 10X Points per dollar on CitiTravel.com bookings (hotels, car rentals, attractions) • 3X Points on air travel, hotels, restaurants, supermarkets, gas & EV charging • 1X Point on all other purchases |
$95 | 15+ Transfer Partners | Primary rental insurance available domestic and international | Travel insurance, extended warranty, purchase protection, plus exclusive access to special travel offers |
| Sapphire Preferred | Earn 60,000 bonus points after spending $4,000 in the first 3 months. | • 2X Points on travel and dining • 1X Point on all other purchases |
$95 | 20+ Transfer Partners | Primary rental car insurance provided (up to $60,000; secondary in New York) | Enhanced travel & purchase protections, including trip cancellation/interruption insurance and exclusive dining offers |
| Venture Rewards | Earn 75,000 bonus miles after spending $4,000 in the first 3 months. | • 2X Miles on every purchase | $95 | 15+ Transfer Partners | Primary rental insurance available domestic and international | Flexible rewards for travel expenses, no foreign transaction fees, and access to premium travel protections |
How To Choose the Best Card
- For Balance Transfers: Look for the longest intro APR period and low transfer fees.
- For Rewards: Choose cards that give the most on your spending categories, like dining, travel, or groceries.
- For Businesses: Consider cards with no annual fee and strong rewards on business expenses, plus 0% APR if needed, when investing in your your business.
- For Simplicity: Go for a card with highest cash-back or points per dollar on all purchases, and cards with no Annual fees.
With these excellent options, you can confidently choose the best card tailored to your financial goals.
Let us know if you have questions or need assistance!