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Welcome Offer
bonus_miles_full
Bonus Value
$780 (our evaluation)
Credit Score Needed
credit_score_needed
Annual Fee
annual_fees See rates and fees
Card Rewards
• 3X points for every dollar spent at grocery stores, restaurants (including takeout), and Air Canada directly. • 1X points for each dollar spent on all other purchases. • 500 bonus points for every $2,000 spent in a calendar month, with a maximum of 1,500 points per month.
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Card Overview:The card_name is an excellent choice for frequent travelers who want to earn valuable rewards on their everyday spending. The best reason to get this card is the opportunity to earn Aeroplan miles, which can be redeemed for flights, hotel stays, car rentals, and other travel-related expenses. Cardholders can maximize their rewards by earning miles on every dollar spent, making it an efficient way to accumulate points for future travel. The card also offers additional benefits such as travel insurance, priority boarding, and airport lounge access, enhancing the overall travel experience. With its partnership with Aeroplan, this credit card is a great option for individuals looking to earn and redeem miles while enjoying travel perks. Receive access to preferred pricing on flight rewards. As the Primary Cardmember, you can often book flight rewards for even fewer points.
Annual
Fee
Interest
Rates
(APR)
reg_apr,reg_apr_type
Late Fees
Up to $40.
Cash
Advance APR
• cash_advance_apr• Fee: cash_advance_fee
Foreign Transaction Fee
foreign_transaction_fee
Balance
Transfer Fee
balance_transfer_fees
Penalty
APR:
29.99%
Cash
Advance Fee
cash_advance_fee
Card Benefits
CREDITS
• Recieve a free year of DashPass membership for DoorDash and Caviar, providing unlimited deliveries with $0 delivery fees and reduced service charges on eligible orders. You'll then be auto-enrolled at the current monthly rate. Activate by 12/31/24.
PURCHASE PROTECTION
• Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
auto rental
collision insurance
• Primary coverage for rentals outside your country of residence • Secondary coverage for rentals within your country of residence • Coverage applies to rentals up to 31 days in duration.
trip
cancellation insurance
• Get reimbursed up to $1,500 per person and $6,000 per trip for cancelled or shortened trips due to covered situations like sickness or injury.
upgraded
status
• Automatically upgrade to Aeroplan 25K Status for the present and upcoming calendar year. • Experience priority check-in, early boarding, and complimentary upgrades. • Maintain your 25K status by spending $15,000 annually for the current and next calendar year. • Achieve a Elite Status Level Upgrade for the current and next calendar year by spending $50,000 annually.
Trip delay
insurance
• Claim up to $500 per ticket in the event of a 12+ hour flight delay. • The compensation can be used to cover expenses like meals and lodging during the delay.
baggage
delay
insurance
• Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days
Free Baggage
• Receive your first checked bag for free, for you and up to 8 companions on Air Canada flights.
Extra award value
• Recieve 10% bonus on transfers of 50,000+ Ultimate Rewards points in one transaction to Aeroplan. Max 25,000 bonus points/year. • Redeem points for travel purchases on your Card, including hotels, flights, and more. No redemption limit till June 30, 2024. Each point worth 1.25 cents; 100,000 points = $1,250 credit.
Roadside Assistance
• 24/7 roadside assistance. Includes towing for up to 5 miles, tire changing (with a good, inflated spare), jump starting, lockout service (excluding key replacement), fuel delivery up to 5 gallons plus fuel cost, and standard winching support. • Please note that there is a fee associated with booking this service. • For assistance, call 1-800-847-2869.
global
entry TSA
precheck
• Receive a $100 statement credit for Global Entry, TSA Precheck, or NEXUS every 4 years.
companion
certificate
• Receive a companion pass (applicable to all classes) with $1M card spending in a calendar year. • Companion passes are exclusively valid for Air Canada flights booked using rewards. • Benefit from a full refund of 100% of your rewards for your companion’s ticket.
Benefit Guide
For benefit guide to the card_name, click here
Credit card guides
Full Advertiser Disclosure
HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.