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Welcome Offer
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Bonus Value
$600 - $750 (our evaluation)
Credit Score Needed
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Annual Fee
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Card Rewards
• 5X points on travel purchased through chase travel portal (excluding the $50 annual hotel credit). • 5X points on Lyft rides until March 31, 2025. • 5X points on Peloton gear over $150, up to 25,000 points until Mar. 31, 2025. • 3X points on dining at restaurants, including eligible delivery services, takeout and dining out. • 2X points on all other travel purchases. • 1X point on all other purchases
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Card Overview:The card_name is a top choice for frequent travelers and those who enjoy dining out. Its best feature is the generous rewards program, offering valuable points on travel and dining expenses. With these points, cardholders can maximize their travel experiences and enjoy various redemption options. The card also provides travel and purchase protections, enhancing the overall value and peace of mind for users. The Chase Sapphire Preferred is highly regarded among travel enthusiasts for its flexible redemption options and the ability to transfer points to partner loyalty programs. If you love to travel and dine out, this card can help you earn valuable rewards and enhance your travel experiences.
Annual
Fee
Interest
Rates
(APR)
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Late Fees
Up to $40.
Cash
Advance APR
• cash_advance_apr• Fee: cash_advance_fee
Foreign Transaction Fee
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Balance
Transfer Fee
balance_transfer_fees
Penalty
APR:
Up to 29.99%
Cash
Advance Fee
cash_advance_fee
Card Benefits
CREDITS
• $50 annual hotel credit (Chase Travel Portal bookings, per cardmember year). • 6 months of complimentary Instacart+ Activate by July 31, 2024 • Receive up to $15 in statement credits on Instacart each quarter through July 31, 2024 • Recieve a free year of DashPass membership for DoorDash and Caviar, providing unlimited deliveries with $0 delivery fees and reduced service charges on eligible orders. You'll then be auto-enrolled at the current monthly rate. Activate by 12/31/27.
PURCHASE PROTECTION
• Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
auto rental
collision insurance
• Primary coverage, applies to rentals up to 31 days in duration
trip
cancellation insurance
• Get reimbursed up to $10,000 per person and $20,000 per trip for canceled or shortened trips due to covered situations like sickness, severe weather, and more. Covers pre-paid, non-refundable expenses such as fares, tours, and hotels. • Maximum $40,000 a year
lost
luggage
reimbursement
• Receive up to $3,000 per person for lost or damaged carry on and check in luggage, for you or immediate family member.
extended
warranty protection
• Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less. • Maximum claim amount of $10,000 per claim • Maximum claim amount of $50,000 per account annually.
upgraded
status
• Get VIP access to benefits at SLS, Mondrian, Delano, House of Originals, and Hyde hotels and resorts around the world. Cardmembers can enjoy an extended stay with a complimentary 4th night, along with room upgrades, late checkouts, daily complimentary breakfast, a $30 food and beverage credit, and much more.
Trip delay
insurance
• Claim up to $500 per ticket in the event of a 12+ hour flight delay. • The compensation can be used to cover expenses like meals and lodging during the delay.
travel accident
insurance
• Receive up to $500,000 in coverage in the unfortunate event of accidental death during travel or loss of limb, sight, speech, or hearing (on common carriers).
baggage
delay
insurance
• Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days
Annual benefits
• Each account anniversary year, you'll earn bonus points equal to 10% of your total spend in points from purchases made with your credit card during the previous account anniversary year, at a rate of 1 point for every $1 spent. For example, if you earned 100,000 points by spending $20,000 on Lyft, which gives 5X points per dollar, you'll earn an additional 10% of the 1X point per dollar for those points. This amounts to 2,000 points from the 20,000 points.
Extra award value
• Points are worth 50% more when you combine them with the Chase Sapphire Reserve and redeem them for travel through Chase Travel℠. • For example, 60,000 points will be worth $900 in Chase Travel℠ with the Chase Sapphire Reserve card.
Roadside Assistance
• 24/7 roadside assistance. Includes towing for up to 5 miles, tire changing (with a good, inflated spare), jump starting, lockout service (excluding key replacement), fuel delivery up to 5 gallons plus fuel cost, and standard winching support. • Please note that there is a fee associated with booking this service. • For assistance, call 1-800-847-2869.
Benefit Guide
For benefit guide to the card_name, click here
Credit card guides
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