Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Welcome Offer
bonus_miles_full
Bonus Value
$2,000 – $4,000 (our evaluation)
Credit Score Needed
credit_score_needed
Annual Fee
annual_fees See Rates and Fees
Card Rewards
• 8 × Chase Travel (booked via chase travel portal) • 5 × Lyft (through 9/30/27) • 4 × Airfare & Hotels (when booked directly) • 3 × Online Ads (social media & search engine advertising, uncapped) • 1 × All other purchases
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author.
Card Overview:On June 23, 2025, Chase launched the brand-new, high-end business credit card called the Chase Sapphire Reserve® for Business—marking a major expansion of their iconic Sapphire line into the business space for the first time. This card wasn’t just a copy of the personal version—it came packed with a unique rewards structure, massive travel and business-related credits, premium lounge access, and Chase’s new “Points Boost” system, which lets you redeem points for up to 2¢ each on select travel. It’s clear Chase designed this card to compete directly with top-tier cards like the Amex Business Platinum—aiming squarely at high-spending small business owners who want a powerful blend of luxury perks, practical business benefits, and maximum return on every dollar spent.
Annual
Fee
Interest
Rates
(APR)
reg_apr,reg_apr_type
Late Fees
$40 or 2% of the Minimum Payment Due, whichever is greater.
Cash
Advance APR
• cash_advance_apr• Fee: cash_advance_fee
Foreign Transaction Fee
foreign_transaction_fee
Balance
Transfer Fee
balance_transfer_fees
Penalty
APR:
Up to 29.99%
Cash
Advance Fee
cash_advance_fee
Card Benefits
CREDITS
A Total Value of $3,040+ in Annual Credits: • $300 Travel Credit – Auto-refund on any travel purchases like flights, hotels, Ubers, tolls, and more • $500 The Edit Hotel Credit – $250 twice a year for 2+ night stays at Chase Edit hotels with VIP perks • $200 Google Workspace Credit – Covers up to $200 yearly for Google Workspace charges • $100 GiftCards.com Credit – $50 credit every 6 months for gift card purchases online • $400 ZipRecruiter Credit – $200 credit every 6 months on job listings or plans • $120 Lyft Credit – $10/month credit on rides through 9/30/27 • $420 DoorDash Credits – Free DashPass ($120), $5/month restaurant credit ($60), and two $10 monthly non-restaurant credits ($240) • $120 Global Entry/TSA PreCheck/NEXUS – Reimbursed once every 4 years for one application fee Annual Spend Threshold Bonuses (after $120K spend in a calendar year): • $500 Southwest Flight Credit – For flights booked via Chase Travel • $500 The Shops at Chase Credit – Online credit toward premium brands like Dyson, Sony, and Tumi • IHG Diamond Elite + Hertz President’s Circle – Top-tier hotel and car rental elite status
Full Advertiser Disclosure
HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.