Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author. American Express is a HY Credit Offers advertiser.
Welcome Offer
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Bonus Value
$800 - $1200 (our evaluation)
Credit Score Needed
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Annual Fee
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Card Rewards
• 5X Points on flights booked directly with airlines or through American Express Travel (up to $500,000 per calendar year). • 5X Points on prepaid hotels booked at amextravel.com, including The Hotel Collection. • 1X Point on all other eligible purchases. Terms and limitations apply.
Disclosure: HY Credit Offers has partnered with CardRatings to provide you with information about credit card products. Both HY Credit Offers and CardRatings may earn commissions from card issuers. Please be aware that the content on this page is independent and not provided, reviewed, approved, or endorsed by the mentioned companies. The opinions expressed here are solely those of the author. American Express is a HY Credit Offers advertiser.
Card Overview:The card_name is a massive card that offers a wide range of travel and lifestyle benefits. It is typically known for its generous rewards program, offering opportunities to earn valuable points on eligible purchases. This card often provides access to exclusive airport lounges, travel credits, and elite status with hotel loyalty programs. With its focus on luxury travel perks and premium experiences, the card_name is well-suited for frequent travelers who seek elevated rewards and a host of premium benefits. If you value travel and luxury experiences, the card_name is worth considering.
Annual
Fee
Interest
Rates
(APR)
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Late Fees
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Cash
Advance APR
• cash_advance_apr• Fee: cash_advance_fee
Foreign Transaction Fee
foreign_transaction_fee
Balance
Transfer Fee
balance_transfer_fees
Penalty
APR:
29.99%
Cash
Advance Fee
cash_advance_fee
Card Benefits
CREDITS
• Recieve Walmart+ Membership with $12.95 monthly credit (subject to auto-renewal). Enrollment Required. • $200 Airline incidental fee credit each calendar year. Enrollment in one of the approved major USA Airlines is Required. • $200 Statement credit on prepaid Fine Hotels and Resorts and The Hotel Collection bookings booked through american express travel, and using your Platinum card. Requires a minimum 2-night stay. • $240 Digital Entertainment credit for monthly purchases from select providers. You will get it in the form of $20 back in statement credits each month on eligible purchases made with your Platinum Card(R) on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required. • $15 Uber cash credits per month, totaling $200 a year. Terms apply • $300 Equinox statement credit per year. Enrollment Required. • $199 CLEAR Plus statement credit per year (subject to auto-renewal). Enrollment Required. • $100 in statement credits per calendar year for purchases at Saks Fifth Avenue. ($50 January through June, $50 from July through December). Enrollment Required. • $300 credit for SoulCycle at-home bike purchase. Enrollment Required.
RETURN
PROTECTION
• Refund up to $300 per item (excluding shipping) if return is declined by the merchant. • Maximum refund: $1,000 per Card Member account per year. • Extended return period: Up to 90 days from purchase date, even after store return policy expires. • Eligible item protection: Shop confidently with Return Protection coverage.
PURCHASE PROTECTION
• Covers your new purchases for 90 days against damage or theft up to $10,000 per claim and $50,000 per account
auto rental
collision insurance
• Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $75,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • You can add premium for $19.95 per rental.
trip
cancellation insurance
• Coverage for canceled or interrupted travel due to unforeseen medical emergencies and more. • Max $10,000 per person per trip, with a maximum of $20,000 per year. • Covers non-refundable travel expenses such as flight tickets and hotels.
lost
luggage
reimbursement
• Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $2,000 per person for checked baggage. • Up to $3,000 per person for checked and carry-on baggage combined. • Maximum coverage of $10,000 per trip for NY residents.
extended
warranty protection
• Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card.
upgraded
status
• Hilton Gold status. Enrolled Required • Marriott Gold status. Enrollment Required. • VIP • • National Emerald Club Executive status. • Avis Preferred Club status. • Hertz President Circle with 4-hour grace period for car return (Amex Platinum CDP required). • Enrollment is Required in all car rental programs.
Trip delay
insurance
• Claim up to $500 per ticket in the event of a 6+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay.
Cell Phone Protection
• Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your card. • Enjoy the benefit of up to 2 claims per 12 month period.
global
entry TSA
precheck
• Get up to a $100 statement credit for Global Entry or TSA Pre-Check every 4-4.5years. Enrollment Required.
lounge
access
• Complimentary Airport Lounge Access through the American Express Global Lounge Collection(R). More than 1,400 airport lounges across 140 countries and counting. Enrollment is required. • This includes prestigious lounges such as The Centurion® Lounge and Escape Lounges - The Centurion® Studio Partner, as well as exclusive access to Delta Sky Club® when traveling with Delta, Lufthansa Lounges for Lufthansa Group flights, Plaza Premium, Priority Pass™ Select Lounges, and a variety of other partner lounges within the Global Lounge Collection. Enrollment is required.
Benefit Guide
For benefit guide to the card_name, click here
For rates and fees of the card_name, click here
Full Advertiser Disclosure
HY Credit Offers has partnered with CardRatings to bring you comprehensive coverage of credit card products. As part of this partnership, HY Credit Offers and CardRatings may receive a commission from card issuers. We want to be transparent about the fact that our website features card offers from advertisers, and that compensation may affect how and where these offers appear on the site. While we strive to provide unbiased information, please note that our site may not include all available card companies or offers. Thank you for choosing HY Credit Offers for your credit card needs. It's important to note that HY Credit Offers receives compensation from credit card companies whose offers are featured on the site if approval is granted, with no effect on the articles published on hycreditoffers.com. However, banner placement on our site may be influenced by compensation. Please be aware that not all credit card offers available in the marketplace are featured on the HY Credit Offers site. We have advertising relationships with credit card companies such as American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, HSBC, and Wells Fargo, among others. It's important to note that the opinions expressed in our content are those of the author, and are not provided or commissioned by the credit card issuer. Our content has not been endorsed or reviewed by the credit card issuer. Similarly, any responses contained herein are not provided or commissioned by the bank advertiser, and have not been approved or endorsed by them. We strive to provide accurate and up-to-date information, but please do your own research and consult with a financial professional before making any decisions.
Return protection: • Refund up to $300 per item (excluding shipping) if return is declined by the merchant. • Maximum refund: $1,000 per Card Member account per year. • Extended return period: Up to 90 days from purchase date, even after store return policy expires. • Eligible item protection: Shop confidently with Return Protection coverage. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit http://americanexpress.com/benefitsguide for more details.
Purchase protection: • Covers your new purchases for 90 days against damage or theft up to $10,000 per claim and $50,000 per account • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit http://americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Auto Rental Collision Insurance: • Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand), with a maximum coverage of $75,000. • Alternatively, you have the option to purchase an Amex premium plan for primary coverage up to 42 days, with a maximum coverage of $100,000. • You can add premium for $19.95 per rental. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
Trip Cancellation Insurance: • Coverage for canceled or interrupted travel due to unforeseen medical emergencies and more. • Max $10,000 per person per trip, with a maximum of $20,000 per year. • Covers non-refundable travel expenses such as flight tickets and hotels. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.
Lost Luggage Reimbursement: • Coverage for lost, stolen or damaged luggage on a comon carrier (e.g. plane, train, ship, or bus). • Up to $2,000 per person for checked baggage. • Up to $3,000 per person for checked and carry-on baggage combined. • Maximum coverage of $10,000 per trip for NY residents. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Extended warranty protection: • Receive up to one additional year of coverage beyond the original manufacturer's warranty period for warranties of 5 years or less. • Up to $10,000 per Covered Purchase and up to $50,000 per Eligible Card. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by AMEX Assurance Company.
Trip Delay Insurance: • Claim up to $500 per ticket in the event of a 6+ hour flight delay, maximum 2 claims per year. • The compensation can be used to cover expenses like meals and lodging during the delay. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.
Cell Phone Protection: • Up to $800 per claim (with a $50 deductible), you can be reimbursed for cellphone damage or theft. • To activate coverage, simply pay your monthly cellphone bill with your card. • Enjoy the benefit of up to 2 claims per 12 month period. • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. • Please visit americanexpress.com/benefitsguide for more details. • Underwritten by New Hampshire Insurance Company, an AIG Company.